Waiting for hours thinking,
How much should I charge will be a doctor,
Or will accept cash or checks
And whether to treat us?
During the week I spent in line at the doctor (going into the room 2 weeks ago!) 4 hours - a female doctor - for 2.5 hours, the ENT - 40 minutes on the recorded time.
Well, one person said: why do I need to register for a certain period of the visit and plan your day, if in the end I had to wait all night at the surgeon? These cases occurred clinics' treatment "Rušonu Street 15" Doctor, to whom I went to Briska and L. V. Beltiņa. In addition, the first doctor said that is very good and that women are expected to each visit with a 3-hour, and I neiedeva examined two visits.
Total madness is also one that both my family doctor and the doctor does not serve customers Balta women. This, of course, once again, depends on me, ought to apply to a family doctor, who still meets my requirements, namely - What can trust and work with insurance companies. Of course, when applying to a receiving physician, I always ask him if there was cooperation with the insurance company. Usually the answer is "Dr. Interesējaties in '. But in the settlement of the line for 2.5 hours, there is no power to resist and think about signing elsewhere - time has been spent and there is a desire for constant visits to the doctor led galam.Varbūt attract their customers, knowing that after such a long waiting list, people are willing to everything, just to get a positive result on the same night?
I was really disappointed in our healthcare system, public institutions, ganārstu in private practice, which seems to indicate readiness to take the client a better doctor.
And the key to me comes to mind - or even doctors do not know how to plan your time??
Wednesday, September 30, 2009
Is health insurance worth?
Compulsory health insurance
Compulsory health insurance
Current Health Minister Baiba Rozentāle some media have made a statement that the health care needs more funding than the year 2009. annual budget. How, for example, "Universities and hospitals greater regional emergency health care provision that may be even just about two months, after which only the bankrupt hospital. Therefore, the budget allocated to the urgent need for the hospital at least 45 million. Ls. . '
All sectors of the budget is now reduced. This means that if health will not be able to balance the budget in the expenditure of income, then the 45 mln Ls would have to bear the other lines, such as retired teachers, police officers' salaries. Still increase revenues by increasing tax rates to get people to extend or create new taxes. This course is very unpopular move. Of the many reasons why not lift the tax burden, I want to emphasize that the difference between it and who pays taxes and who does not pay, it becomes more and turn to honest taxpayers in mind, the shadow economic benefits. I want to redistribute health care costs from the budget allocated. In contrast, a linear decrease in the current funding will be enough. I believe that the need for real reform. And in my head, as a logical solution for nearly all health care is nedienām - statutory health insurance (ova).
This idea is not new or unique, but still not implemented. Pamaklēju online by the idea that knowledgeable people say:
* Indulis Emsis (ZZS) - against, because it will only return for insurance;
* Valdis Keris (Latvian Medical Association vice-president) - to, as a proportion of private health insurance is not enough;
* Ivars Eglitis (TP) - for people who work and save for time spent ill, although he later changed his mind.
* Valdis Zatlers (National President) - to, as it will allow doctors to increase wages and reduce the proportion pateicābu;
* Baiba Rozentāle (TP) - to, as the number of insurance will be deducted from the wages;
* Jelena Alfejeva (BTA Vice President) - for, if it has improved in parallel, the existing system;
* Eric Gailāns (RSC Chairman of the Board) - for, workers take care of themselves, of other countries;
* There are several opinions about the fact that the health ministry to prepare a project or that have not been calculated. As a result, ova šobrīt introduced.
Of course all these views tend to reduce the significance, saying this is that populism or point of view, the author talked about personal interests, but the real model and calculation, which eliminates speculation about the topic, no. I think the point of view, the author did not become the minister of health, but health agencies. Namely health care is health care for residents of Latvia.
Why do I feel that the ovum will be exactly the model that can solve problems samilzušās health care, and improve the economy and health of the population?
1) Personal Experience - Since my employer, I have nopirics health insurance, I no longer neuztrucos for medical procedures. Of course, I followed him, did not exceed the limits, such as vaccination against tick-borne encephalitis is provided only once a year. But all other tests and my health insurance. I like it because I went to every specialist, if necessary, and not worry about the cost. Knowing that this insurance is paid four times more expensive than manīm is VSAOI paid monthly, will think that the year 1200Ls insurance should cover all, and for all.
2) Competition - insurance companies will compete with each other, offering the best prices and / or quality. Medical institutions that provide more of these services is the number of larger claims, the medical authorities to ieintereseātas treated and to choose their service directly.
3) Thanksgiving. Now, as a rule there, providing medical services they pay for in addition to gratitude, because it is believed that medical staff are not paid enough. Gratitude must be expressed and they have to pay taxes, but practical. Medical authorities have set their own prices and jānoalgo relevant specialist. The insured knew that the services received will be paid.
4) Speculation.
* While the current increase in the amount of tax revenue. So far, the state is to provide health care and it was done with the money collected in taxes. Why, if this money to help manage the insurance was suddenly not enough?
* Corruption. Is the situation in which public authorities regulate the flow of funds, not the real market is less risk of corruption?
* Insurers would return. Is that bad? Is the economy will not be warm? VOAVA direct salary will not be bound by the institutions that benefit the public authority has long followed the procedure to minimize the threat of corruption, and operates in accordance with politskajai position with the state to deploy resources more efficiently than private insurance?
* Insurance covers only capable. The basic insurance program should be guaranteed for all citizens. There are several ways to do it. You can identify the insurance from a particular obligation to ensure% of people who do not work. Or maybe not working with government guarantees in the main program, each of the selected insurance companies. In short, the following applies: the higher the salary, the better your insurance policy. But the insurance money collected in taxes for those who are not able to do so.
5) Envelope wages. Part of the social tax to be paid by insurance. These workers and employers wanting to understand. When an employer pays 24.09% of the social obligations, he saw this part of the tax return and possibly even parallel to ensure workers. Can be concluded that the interests of social payments increased.
6) GDP. If people regularly check the health, treatment costs and duration must be smaller. In turn creates a higher GDP are more healthy.
7) OE.
* Currently, the State pays for medical education, but that amount (this year: higher education milj.Ls 14.7; 5.9 million. Ls-service training) could be reduced partially transferred to private clinics and doctors appeared wallet. This is to ensure that medical education would benefit from investing in their future and those who choose to learn, not just those who have good grades, but also those who regard it as a professional perspective. And clinics would be interested in their personal literacy, if it can attract more of patients.
* Promotion of public health (8.3 million this year. Ls). Who else can better improve public health, and the opportunity to attend the annual health examination, sports activities and obtain the necessary vaccines for free? Part of this amount should be transferred to the insurance.
* Health care (503 million this year. L) - the percentage of the amount of space for the medical authorities will reach through insurance, which supports medical facilities of the most busy. National health expenditures 223, 11 L / year per capita. Is the money already nesanāktu good insurance policy? But that's not all.
* Health public funding agencies (24.6 million this year. Ls). How to privatize - 'Tuberculosis and lung disease state agency, state agency "Latvian Infectology Center" and "Sports medicine in the country aģetūru" and to move into the insurance fees required. Body above, now the company can get the same amount through their services. There is no way that someone could negribēt to privatization, but because there are currently hiring.
* E-health guidelines for implementation (0.47 million this year. Ls); Program funding has not changed, but must be improved to ensure communication between medical institutions and insurance. Today, e-health is such that I have every medical facility has a card, and medical history I knew no one - including my own.
* Quality Compliance and economic evaluation, market supervision (18.5 million this year. Ls). Kvaitātes and economic assessment contribute to the increased competition. In other words, the proportion of this amount is allowed to drain to the insurance provider.
* Russian Federation, a military retiree health care (3.5 million. Ls). Not to mention that this number tends to increase, which, in my opinion, would not say directly about social groups are. Following one of the numbers 2006 on the note that the retiree is 18 thousand. Relatives ~ 196 Ls uz vienu pensionāru, par summu so varētu viņiem apmaksāt veselības apdrošināšanu. Although it is clear that today the number of retirees like that higher, but I have not found the data.
Finally. All my thoughts of course are not made by a health care professional from an experienced expert opinion. However, I have been happy to see what the doctors saw the fact that you have insurance, and how they react, if it is paid by government manipulation. Although there are people who feel that they are healthy as a horse and hope that they are insured - the existing system today and because it was taken from healthy and sick pay. Only much more effective to help implement competitive conditions. Considering how old this idea jāuzkata negligence was not ready for a real plan, and should introduce a system like this. Those who fight ova, inefficient support functions, perhaps by self-interest or peer pressure.
Health insurance law
Hesitated to health insurance law?
Many will doubt-come health insurance law, including
health insurance law
health insurance law
is associated with its illegitimate or not if we want to register this health insurance. This is reasonable because so much information maze diluaran wrote there about the health insurance law.
Some things about the health insurance law is my review of insurance law pages on this blog. This page only in addition yg because many want to know more about health insurance laws.
Flexible Health Insurance Law
Summary of health insurance law by Ahmad Sarwat, Lc
In short, should you choose health insurance using sharia system. Because safe from usury and prohibited transactions.
This is true as long as you have the power or authority to choose. But if you are in a position that had no choice but to accept assistance from conventional insurance passively, then the law must remain flexible.
For example, when we bought plane tickets, are automatically on the ticket price includes the cost of insurance. And the health insurance law is certainly not a permissible Islamic insurance, but the ruling conventional insurance unlawful said by many scholars. But since you have no other choice except indirectly become 'participants' conventional insurance, the law should not forbid us to fly.
Health insurance law that sharia halal
source: prudential.com
Bother to think about whether the health insurance law that contains elements of unlawful practice or not, should we choose only the insurance companies actually claim to have used the Islamic system.
Islamic system of insurance is in essence a fundamental difference with the conventional, among others:
1. Principles of sharia insurance covenant is takafuli (mutual assistance). Where the customer is one who helps another customer who was having trouble. Whereas conventional insurance covenant is tadabuli (the sale of the company's customers).
2. Funds collected from insurance company customers sharia (premium) are invested with a system based on sharia for the results (mudaraba). While in conventional insurance, investment funds in any sector with interest system.
3. Premiums collected still treated as customer property fund. Company only as a holder of trust to manage it. While in conventional insurance, the premiums become the property of the company and the company who has full authority to establish the fund management policies.
4. If there is disaster-affected participants, customer claims for payment of funds taken from accounts tabarru (social funds) all participants who had diikhlaskan for the purposes of mutual help. While in conventional insurance, the claim payment funds taken from the company's accounts.
5. Investment profits divided among the customers as the owner of a company funds as managers, with the principle of results. While in conventional insurance, full benefits company belongs. If there is no claim, customers do not get anything.
6. The existence of Sharia Supervisory Board in Islamic insurance company which is a must. This Council role in overseeing the management, products and investment policies so always in line with Islamic law. As in conventional insurance, then it does not get attention.
Hopefully this explanation useful for you
Looking for Health Insurance
Remembering health insurance, recalled an episode of The Simpson's, titled Last Exit to Springfield. Terceritakan Homer Simpson becomes president of the Union, fighting for health insurance in the company, to Liza Simpson who were required to wear braces. Oh, well, generally a good company to ensure the health of employees, employee family follows. For the lecturer like me, where the University where I serve does not provide an optimal level of health protection; of course I had to find their own protection.
Actually this problem has long thought, but it feels like a low priority. Not put on was certainly healthy, but because of lack of knowledge about this health insurance. Dibandikan with life insurance, education, and retirement; where the location of health insurance? It was all important and it's a lot of which should be set aside if we want to plan these things. And we are just four, two adults and two children.
Well it turns out, ga ya nice job where there is no guarantee this. There is no health insurance, no pension. Just imagine, when a family member who is ill and hospitalized, all the rupiah should be collected to pay for treatment. Boro-boro for aesthetic purposes such as braces Liza Simpson. Kalo is this, working in Indonesia (oops, meant to work in where I work) tasted worse than working in the place of his Burn Mr. Homer Simpson:).
Yeah. One of who?
These months, my mother should be hospitalized. It turned out to spend tens of millions of dollars as well. Phew. Alhamdulillah, all dollars are deployed and managed to get through a difficult mother. This makes me more confident to immediately protect themselves, both in healthy lifestyles and health protection. Determination was made, did not want to make a difficult child at my age when merenta later.
Unfortunately, the more read about the insurance, the more confused to decide: D. It turned out that the insurance product variety, yes, even health insurance. Is this actuarial science? Meni lieurrrr: D. Some health insurance offers pure, mixed with some offering investment / unit-linked. Pure health insurance is the term 'burn' if no claim. A product sales explained that the products 'return 20% if no claim'. Worthy ga sih? : D
Insurance plus the investment we made to invest. According to Safir Senduk [hoho] scale of priorities is to pay debt, fund operations, saving, investment last. Conclusion, if you are still a lot of debt, what might have been able to invest? Then, the various investment, stocks, bonds, money market blah blah blah. Wow, very interesting. Who likes ga with numbers rupiah. If talk of money, all would be her Mr. Crabb Sponge-bob: I love money!!
But back to his needs, health insurance. I look commonlife, formerly of Astra, with BrightPlannya products. On the site there was no explanation of anything, but I was given a direct illustration. I keep in here. Not been decided, still a comparative study and still feels eungap finance.
Yeah.
To do well?
health insurance group
Fulmedicare (Health Insurance Group / Collection)
Health Insurance Program is to provide health care benefits for participants who experienced pain because of the risk of illness or accident.
Privileges FulMedicare
1. Inpatient services at Hospital Partners (Provider)
2. Rapid Claims Payment
3. There is no limit hospital care costs
4. Existing disease guaranteed
5. For the results at the end of the period of membership
6. Provide protection for 24 hours a day
Benefits / Guarantee
* Program Inpatient and Surgical
o Room and stay in hospital
o Intensive Care Unit (ICU)
o Cost of Hospital Care Aneka
o Cost of Surgery
o Cost of Surgery Room
o Cost of Anesthesia
o visit the doctor at the hospital (only non-surgical treatments)
o Consultation specialists in hospitals
o Treatment before and after treatment in hospital
o Cost of ambulance
Emergency Dental Care o accident
o Emergency Care
o Death Benefit
o Operating without hospitalization
* Program Inpatient and Surgical
o Consultations with General Practitioners
o Consultation with the Medical Specialist
o Drugs
o Support Diagnostic
o Consultations with General Practitioners and Medicinal
o Physiotherapy
* Dental Care Program
o Consulting / Services Action Dentists
o Drugs
o Support Diagnostic
o Medical Action: Remove, Tambal, root canal treatment, gum treatment, dental care now, surgery, replacement dentures.
* Labor Program
o Normal Childbirth
o Confinement in Operation
o Miscarriage
* Glasses
o Lens
o Frame / Frame
Participation Conditions
1. Permanent employees and or their family (wife / husband and children Employee)
2. At the age of applicants registered at least 15 days and a maximum of 55 years
3. At the time of registration is not currently undergoing inpatient at any hospital
Reduction Participants
Participants who have left can not be replaced by new participants and no return of premium (premium refund), unless the participants had never used the benefits and has not exceeded the limit of his contract.
Addition of New Participant
The addition of new participants at the ongoing coverage period is only permitted for new employees and their families. The addition of new participants from the participants who have registered, then the election must not exceed the package from the package of labor regulations.
Claims Procedure
1. Any claims submitted will be completed no later than 14 (fourteen) working days from the date of receipt of a complete claim file by the claims of PT Asuransi Takaful Keluarga
2. Claims submitted later than 1 (one) month after the date of hospitalization
3. Claims filed must be attached:
* Claim Forms
* Resume of medical doctors
* The account number of participants (for ease of payment of claims)
* Receipt and recapitulation of the original maintenance costs and details
* A letter from the hospital of birth known
* Description of the cause of the crash of an authorized institution (a special case of traffic accidents)
Large national health insurance tax benefits of a tax increase on the Japanese population
Health insurance has a notice of the long-term care insurance premiums. Surprised to see insurance premiums. About the last year the premium is doubled. The increase in health insurance premiums and taxes but I can Iwanai, equal to the tax increase because they have an obligation to pay health insurance coverage.
Insurance premiums are calculated and what you read, has a per capita basis and the total number of tax income for the year. Tax multiplied by the percentage of the population in other words. A mechanism to automatically increase the premium if the estate tax is higher.
Great story residential tax increase on June 13 I write this column, so take a minute to increase premiums, but from the people, but he is a double tax.
The best health insurance premium rate is 53 million yen. The highest amount of income people are often in less than 53 million yen. Premiums for high-income and not alter the previous year. High income clearly beneficial.
Notice of income tax on low-income 700 million yen or less and no mitigation measures radical change. But there is no description of the premium reduction. I asked the ward office. What are the steps of radical change mitigation. Respondents from the original income tax cut of $ 5 million yen in the last year for the reduced premium rate of 1.24 percent 1.82 percent, he said. My insurance even if mitigation measures are doubled from the previous year. Not applicable because the plateau at the edge of the ceiling premium.
Which impose a tax and insurance premium taxes and what is asked, in confusion and district office personnel, "to calculate the premium tax is certainly one of the people. Direction is calculated from the amount of income I have heard that I continue to consider" poll. Bullying has no choice but to contact the district office, have never heard of such a review.
Is transfer of funds to local governments, but the result of reforms that they regulate事Kirei or regional fiscal autonomy. Local residents is higher taxes, not only to impose a higher premium to the public. The burden of health insurance last year was 3 percent. Premiums have doubled this year. Chi打Nerai big tax increase on low-income families. When inflation is happening in Dari, which is not only die younger retirees.
health insurance fraud in Osaka
officials arrested in Osaka
Following the city of Osaka blurred by the foundation facilities we say, "Asuka Committee accused President Kunihiko Konishi (72) (indicted on charges of embezzlement) in collusion with the Osaka City Employees, said the gang's former boss has been obtained illegally as a health insurance card, the Police Prefecture Osaka was investigated 19, and Hisashi Tate Asuka Konishi Cultural Center for Human Rights (City of director-level officials) of Mr. Kazutoshi Irie (59) (Minoo City, Osaka ruyi Valley) was arrested on suspicion of fraud.
Konishi was arrested three times in the second incident was the arrest of city employee development.
According to police, suspects and defendants of conspiracy Hashi Irie Konishi, according to former boss Yamaguchi-gumi crime syndicate (70), parliamentary secretary to the man (80), wife of the defendant Konishi (53) 3 organization Dowa people "Asuka Human Rights Association, "but there is no employment relationship, and in September 2003, the Association employs three people, the social insurance office Yodogawa four dependents dependents health insurance records for people lie (Osaka) submitted. And update the government's health insurance, in January next year, three former gang boss who insured, a family of four people as dependents, health insurance card charges of stealing a total of seven pieces each.
Public health insurance burden
Now scream Health Insurance Association.
Insurance and finance health insurance for government health insurance enrolled in the government and payroll insurance health insurance companies and registered in their respective municipalities and private companies, especially us help.
Payments to senior citizens (65 years to 75 years) and grants to senior citizens (75 + years) and then under the pretext of the financial burden.
9-year run is expected to about the deficit of Health Insurance Association percent.
Insurance health insurance are generally lower than the government health insurance, profit is the thing that I can receive higher benefits, will eventually begin to dissolve unions such as health insurance and Seino not significantly alter the level of premiums that may be.
TYPE ONE KNOWS THE HEALTH INSURANCE; MEDICAL INSURANCE
Medical expenses as defined in the language of treatment costs. Thus, medical expenses insurance is insurance that guarantees medical costs of patients, either due to sickness or accident. Actually there are types or other types of health insurance referred to as disability income insurance, but the discussion will be done separately.
The background is the emergence of insurance is the fact that every day people are always faced with the risk of falling ill or an accident and should be treated in hospital. While the cost of hospital treatment to more and more expensive so that is hardly affordable by people with ordinary incomes. Thus the need for types of insurance that can cover the risk of financial loss (financial loss) due to the high cost of this treatment becomes greater.
Today most companies offer insurance policies to provide medical expenses reimbursement to policyholders or participants of insurance against medical costs in the form:
1. cost of hospitalization and surgery (in patient & surgical expenses)
2. Outpatient costs (out patient expenses)
3. dental care costs
4. labor costs
5. cost spectacles
Point no. 3 to no. 5 is basically the added benefit of standard product policy medical insurance for dental treatment, childbirth, and glasses are not related to illness or accident scene. However, if for example dental care is done as an emergency action (eg due to an accident) then of course this case can be included in the standard cover medical expenses insurance.
Before the prospective customer to buy health insurance products, the need to dig more deeply about the description of each of the above points, how long pengcoverannya time limit per occurrence, and whether or not there are costs to be borne by the customer (deductible). The author will try to discuss one by one as follows:
1. The cost of hospitalization and surgery
Bill is room per day including food and beverage. Usually the insurance company is only willing to bear this cost component to the maximum limit given day. For example, if a registered participant in the 400 Plan will be borne by the patient's maximum room costs Rp 400.000,00 per day but is limited to a certain period eg 90 days. If the patient must be signed in ICU then the insurance company can charge a different number of days, usually much shorter than the usual hospitalization. Another if the patient has to perform surgery in an operating room, the usual fees will also vary.
That are in the inpatient pengcoveran This is the cost of anesthesia, the cost of doctor visits, including specialist doctors, medical expenses before and after treatment in hospital, ambulance costs, emergency dental care costs due to accidents, and death benefits, if the patient dies.
2. Outpatient costs
Included in this cost components include the cost of consultations with general practitioners or specialists, the cost of street drug purchase, the cost of laboratory tests, and physiotherapy costs.
3. Dental care costs
Include the cost of basic care, gum care, complex care, maintenance repairs, and false teeth. Prospective customers are advised to check prior to the insurance company, whether there is a deductible (costs to self) and how the maximum ceiling per year.
4. Labor costs
Changing the costs of normal delivery, delivery by cesarean section, or miscarriage. For the record, if there are diseases associated with pregnancy, ask your insurance company, whether incorporated in the case of hospitalization (as explained in points 1) or included in labor costs.
5. Cost glasses
Changing the cost of purchasing spectacles frames and lenses. Ask your insurance company, the maximum number of times this lens replacement in one year.
source: http://pojokasuransi.com
free health insurance
U.S. health insurance debate in Japan
national health insurance in the United States currently taking place in front of the political debate about health system reform in Japan
For parents and low-income Medicaid and Medicare health insurance system in America does not exist unless the government-run, not get people to join the insurance company, an expensive private health insurance is not only that individual. In addition, much like private health insurance, pre-existing condition for some people with the disease who had passed the disease can not join the scheme. This means that people do not get insurance and have access to necessary medical care, however, is that developed countries seem barbaric society. During the election campaign President Obama and a radical reform of this medical system, such as creating a health care system can receive basic health services for all citizens, committed, and which is currently ongoing discussion.
Background is difficult to achieve the government-operated health care system in America, insurance companies, pharmaceutical companies and medical industry interests, such as generous and concerned about small business owners can not pay the employee's premium for factors such as resistance from a surprising and even more large, the government health insurance system "is a" socialist "is un-American" and rhetoric. With a straight face that the people who use the term for today really surprised. Also, like when the government run health insurance, which limits the freedom of doctors and patients, a large increase in administrative costs, which cut the time and effort went in clerical work in medical practice, thus under pressure as parents have to choose euthanasia, rather than logic or reason (?), so that those politicians and media that attract media sensation with the debate, the Obama administration in the White House website in the end, made clear to the section to explain the government's proposals. New York Times article about the controversy in this series here. Attached as an appendix to the Interactive Feature this article explores the history of American health care reform is very interesting. The content itself is interesting, journalism in Japan (in terms of content and even physical) that I remember that grief is very thin, use of Internet media, as well as simple step-by-event chronology of the project will impress itself to provide readers with a variety of sources main. Please try to see.
JAniCA Consultative Committee member of National Health Insurance in Tokyo
JAniCA Consultative Committee member of National Health Insurance
"National Health Insurance literary art," and became a member of the JAniCA new "National Health Insurance, Tokyo Entertainers' consultation meetings. We offer a program that can be easily estimated insurance, you want to estimate, please stop by your favorite time in hours. Just type in their own income can weigh in about 10 minutes.
In addition, JAniCA that I wanted to hear, even those who are OK.
Date: Wednesday, February 25, 2009 6:00-8:00
Location: Library Lecture Room Hibarigaoka (1 minute walk from Seibu Ikebukuro Line Hibarigaoka Station)
2-chome, Nishi-Tokyo-shi 〒 202-0001 Hibarigaoka No. 1 No. 1
Target: If there is an animation industry officials
How to apply: postmaster@janica.jp to write your name and email affiliation or job title, please register.
Goods: If you want to calculate the premium, the document shows the amount of taxable income (Example: "tax notice", etc.), or, take your notes.
Day JAniCA Contact: Secretariat, Sachiko Kamimura
That Watakushi and also by Kamimura (= '∇ `=) Bruno. Lectures so, even if you choose to defeat the negotiation and should be.
Notice to the Office of Social Insurance and Pensions Health Insurance in Japan
1) Notice of tax-related
2) Notice of Social Insurance
Requires
As reported in this social insurance, accident insurance industries and jobs previously reported separately,
Pension insurance and social insurance office was informed of
At first I quickly notify Ranakatta
Avoided or to arrange an interview a day after the notification of business documents and confirmation notices,
Hal ini cukup merepotkan, dan semua itu terlalu mudah untuk menunda
10 process in January last year, 2006, in simplified as,
Interview confirmation notification when a new business have been removed, after the notification is made to see one post in one year
As of 2007, the number of annual payments (the amount of total compensation) is 9.43 percent of the pension insurance 14.642%
0.354% annual pension increases each time,
2017 is 18.30% will be raised to
Simple to calculate the current 24.072 percent, 27.73 percent in 2017 to
Law firms (corporations) are formed so that half the cost (health insurance law, Article 161, Article 82 Pension Act)
Individuals recognized as a half
If you hire someone as a manager, this management fee (cost) should be recognized as
Because the corporation is subject to the payment obligations are also
Like the income tax deduction, you also must emphasize that the cost of this document
Dyson vacuum cleaner and the National Health Insurance in Japan
WordPress has received orders to return the books, a walk around the ¥ 100 shop. ML115 Torukusudoraiba modifications required because T20 has been sold to Canada.
And also the way to the consumer electronics retailer, is seeking a new home equipment. Refrigerator, but I'm not really good design, such as washing machines, will we do? I'm fine but simpler.
I have been using and wanted to show Dyson vacuum cleaner, I tried to move a little. Moment with, Tsu! What I think. You do not have a heavy body, I would rather the weight of the vacuum cleaner. Once you slide the floor but there is no problem at all, and raised his head when thinking about the things that jump and what is not going to buy 8 million out Naa, what I thought. I think it was always made to think that way of life in the sense of placing objects on the floor of the West Yappari design ideas. Countries such as cultural objects, or sitting with a pillow on the floor like a Dyson vacuum cleaner in Japan, I do not agree. I think I've learned better lifestyle you want to sell more homes in Japan in Japan.
Misuse of public health insurance premiums of about 10 billion yen in Japan
Embezzlement of 10 billion yen in insurance premiums, was arrested for embezzlement, Mr. Satoshi Mori Isamu (34), but
Make up 10 billion yen of this, I will borrow money from the taxpayers will end Naa - and
We think
Why, you have such a system in which the fraud, the problem is these things.
Why are taxpayers and administration thinking?
Today's world, is a civil servant, first come're using taxpayers' money orz
In nante throw Metakunai taxes, such as massage chairs and garbage
It's only after you bribes just want
475 people died have health insurance
Can not be used, such as health insurance premiums paid for what he called the "insured" was ground into a case of death to bring people to the hospital, NHK survey, at least two years in 475 people.
475 people died in the country are insured
475 people died in the country are insured
[NHK News May 11 2008 16:03]
The people who died was taken to hospital with serious illnesses can not be used without insurance and health insurance and so-called non-payment of premium, at least in this country two years is 475 people, NHK medical institutions in the questionnaire.
NHK, the inability to assess the impact of health insurance, the state that receive patients in a medical emergency and the 4400 questionnaire, and 2384 to get answers. As a result, people become victims and other serious illnesses that bring what is called a state insured, the two medical institutions in 174 years found that 475 people. When asked about whether there is deterioration associated with the absence of insurance, more than 60 percent of the medical institution was "not sure" and we have 25% of the 43 medical institutions of the heavy burden of medical expenses of people said they had expected to receive treatment from patients. Cases and is believed to have worse symptoms while watching the only drug commercially available yet believed that the case be handled and economic reasons, but limited to the bed.
Komamura Yasuhira economics professor at Keio University familiar with the social security system "among low-income and increased non-regular workers, went to the emptying-out of insurance is required to receive health care for all people I have not. We need to review the system in accordance with the status quo , "he said. Meanwhile, the Ministry of Health, this result "and the reality of individual life history and lead to non-payment of premium and we do not see a problem difficult to analyze in detail" and is.
Cooperative financial decline health insurance, increasing health care costs in the elderly in Japan
Exacerbate the suffering of the results of the Health Insurance Association of Finance elderly medical support (11 Sep 2008, Yomiuri Shimbun)
Medical expenses for elderly people will only pay the insurance premiums and cons for senior citizens unable to pay, in addition to state contributions, financial assistance is required, such as health insurance and mutual aid associations often working age.
"Snip"
According to the Ministry of Health, health insurance contributions for the fiscal health of 08 elderly, including an increase from previous years due to aging population and an increase of 3900 billion yen, 74 billion yen from 3200 to people under the age of contributions minutes. According to the National Federation of Health Insurance Association of red this year at 9 percent, the worst deficit of ¥ 6322 billion (estimated).
Health care system by older people has become a problem worsening financial health insurance active generation.
I think some people have heard the recent Health Insurance Association (健保组合) in response to increased medical costs borne by parents, and a few new broken health insurance.
Being a hot topic in the news lately, Seino health insurance is that they broke up.
Seino Transportation Co., health insurance, because health care contribution to the increase in the elderly, and the deficit, was forced to raise rates for insurance premiums, and disbanded, and now can move to
lower insurance.
These cases come in the future will probably increase.
It seems that once the time to review the system.
National health insurance in Japan
to join the national health insurance self-employed and non-regular workers (NHI) in premiums, by the municipality that there is a gap between the two regions more than doubled nationally in the Mainichi Shimbun survey found. Compared with the national rather than the official data to determine
premium for each municipality is the first real evidence gap. Premium income in local government to reach the quarter, the possibility to influence the debate about health care reform. Kazuto [Takeshima, Akira Kaori Hirano]
According to the Ministry of Health "uninsured children" have surveyed 816 municipalities, 585 municipalities had responded (response rate 71.7%). "Household income of 200 million yen, 40 children aged two to four couples and families" who heard the model 08 years the annual premium.
The maximum amount of ¥ 503,900 Neyagawa, Osaka Prefecture. Kazamaura village in Aomori Prefecture, Beppu City, Oita, Okinawa Prefecture, Shima Itiko Palace and many more, the top 40 municipalities exceeded 40 million yen. Neyagawa was "forced to reduce the prospect of raising rates, forced to set a high insurance premiums" (Office of the insurance business) are explained.
Neyagawa City Hall. Jpg Neyagawa income, household, calculated from the cost of insurance per family per base. By local governments, which in some cases reflect the population to calculate tax and fixed asset tax insurance premiums, the amount calculated from the local government to adopt the same as in Neyagawa City, Tama City, Tokyo ¥ 219,800. Neyagawa City and the opening times will be 2.29.
The national average of ¥ 328,980. 45 percent of the municipalities and the increase in the current fiscal year, the average price ratio of FY 07 increased ¥ 12,051.
From the financial year, the law on local government fiscal health "consolidated real deficit ratio" is applied, can be added to determine the financial situation of the special account deficit in the National Health Insurance new. Expected deficits in many cities trying to raise premiums in the 20 municipalities, Izumiotsu and Wakayama (Osaka) in two towns, 07 year earnings Ataru in Yellow "recapitalization standard" outside.
◇ If the high insurance premiums, increase in arrears
▽ Ritsumeikan Professor Hideaki Shibata (social theory) that there are more than twice the difference between a story about the environment, but we can not ignore the issue of equality under the law. Become increasingly more expensive insurance premiums in arrears, they decided more and more people to hospital insurance benefits are prohibited. State National Insurance should be fundamentally reviewed.
◇ 08 years of national health insurance premiums are 20 local high
City rank order insurance premiums 08 municipalities in the fiscal year 08
(1) Neyagawa (Osaka) ¥ 503,900 (11) city Ootsuti (Iwate) ¥ 436,300
(2) Kazamaura village (Aomori) ¥ 483,860 (12), Hakodate (Hokkaido) ¥ 435,180
(3), Beppu (Oita) ¥ 483,400 (13), Sakai ¥ 434,106
(4) city of Miyako Island (Okinawa) ¥ 478,300 (14), Kurume (Fukuoka) ¥ 432,800
(5) Yuasa-cho (Wakayama) ¥ 466,400 (15) Kasaoka (Okayama) ¥ 428,400
(6) Tokushima ¥ 464,280 (16), Kaizuka (Osaka) ¥ 428,160
(7) Usuki (Oita) ¥ 445,500 (17), Ube (Yamaguchi) ¥ 425,482
(8) city of Nemuro (Hokkaido) ¥ 444,900 (18), Akita ¥ 424,800
(9) Hitoyoshi (Kumamoto) ¥ 440,500 (19), Kadoma (Osaka) ¥ 424,750
(10), Wakayama, ¥ 436,810 (20) Izumiotsu (same) ¥ 423,900
※ "200 million yen income family of four" models calculated.
Kazamaura village hall. Jpg2 first realized that the data gap more than doubled. Each local government to manage national health insurance have not named, that the premium is determined given a little full of contradictions.
Universal health care system in Japan is the largest in the world may have premiums that vary depending on where to stay, if the premium is higher than the other, non-payment by it, is insurance, almost covered by insurance will be a country.
Currently the "people" without health insurance, "City" has got a national health insurance. Premiums are determined centrally country of origin, local governments may think that only the original transaction only administrative. NHI directly operated clinics and hospitals, particularly in remote areas which will be spent on hospitality, I thought a good idea of the countries in the form of management with responsibility for all as a nation.
Furthermore, I personally think is as follows.
We have previously opposed the tax. Should be abolished too late now, should be taken from income tax must be compatible with this tax is a tax on expenditure, and increased very rapidly fatigue during strength, especially the weak economic poverty can further push to.
National health insurance and pension funds may actually think such a tax regressive tax burden. The premium is reduced by the amount of variation多寡regressive tax revenues will have a character.
Beppu City. Jpg original local tax revenues and health insurance premiums included in the collection of pensions, health insurance should be passed to ensure all citizens.
Lowering the minimum taxable income, if necessary, I think a good system for reducing progressive income tax.
Interest in this idea of the ministries involved will not pass I think. The husband did not agree with the service. Treasury officials became increasingly Eraku On the other hand is not enough. For retirement, health insurance, including tax, I believe that the system should be more transparent before the people.
Revision of health insurance premiums
Q: I heard a change in health insurance premiums. How do I get?
P: Association of walkers both health insurance premiums this year, from 9 a month, not a change in the uniform tariff which is determined in each country.
A: Health insurance premiums for both walkers Association current flat rate of national insurance (8.2 percent) had this year, Monday 9 minutes premiums (for insured usually pays 10 cents per minute for the insured continue to pay 9 minutes Monday) is to change the level of premiums set by the State.
In particular, the highest in Hokkaido 8.26%, 8.15% from Nagano Prefecture, the current premium rate higher than 20 prefectures, 21 prefectures below, but there was no change in six districts.
Thus, nine minutes after the moon, so you must be careful to check with a different premium rate will be applied by the state.
However, they were 40-64 years old (the first two insured long-term care insurance) care insurance, as in previous years, there is no uniform changes in the level of 1.19 percent.
Revision of the national premium rate is a flat rate of insurance, etc. particular earmark grant for Longevity Sciences system remained unchanged 3.20%.
Health insurance premiums is due to prevention of disease, the lower the medical costs the customer, and that is how it can be reduced.
Buying travel health insurance
If you plan to travel, go, there's one thing you need to consider. Be sure to spend a little time, buy travel health insurance. A journey of your health insurance for the trip, when a medical emergency arises, a long vacation.
Many people tend to neglect to buy travel health insurance, because I do not think that it is necessary and important. However, the long journey anything could happen. For example, you fall ill from a virus, or because they are what you eat, you will not be responsible for the accident, or injured. Travel medical assistance in such cases, and pay for your treatment and stay in the hospital.
If you plan to purchase travel health insurance, make sure that a few things to consider. First, check your current health insurance. Perhaps the most frequently covered by health insurance travel. We also take into account the duration of the trip. If a long trip, the best is that the expansion of coverage. Make sure you check with your travel health insurance policy is different because of various health problems. However, the majority of travel health insurance covers the following:
* Medical and hospital costs
* Dental Emergency
* 24-hour emergency medical care
* Accidental death
* Emergency evacuation
However, very confident that what you're looking for travel health insurance before you buy. If you have doubts, you can always discuss this with your travel agent who booked the trip. Your representatives will be people who are buying travel health insurance.
More Articles:
* Affordable Family Health Insurance
* Best States For Health Insurance
* Purchase Travel health insurance
* Health Insurance Overseas Travel
* Secondary health insurance plan
New rules for general travel insurance
From the beginning, there are new rules for travel health insurance. The first rule means, that there are fewer countries covered by health insurance travel. Second, they mean that you are outside the Nordic countries do not get closed repatriation, if anything happens.
This can be very expensive for foreign affairs coast because of illness or accident, if you are not properly covered.
To make it as easy as possible to remember the new rules are drawn up insurance light. The idea is that the inner eye blinking light in different colors depending on which way to go. In short, there is a green light in the North. Here is a cover medical expenses, and additional costs for the repatriation of which is protected by special regulations Nordic. There is light yellow in the European Union, Switzerland and European countries such as Monaco small and Andorra. Here is the cost of medical care covered, but you have to pay for repatriation. There are red lights all over the world where public travel insurance does not cover.
Read more about the precise conditions on motion sickness www.nyerejseregler.dk or click on a link, where public travel insurance coverage is described from light and a world map.
Order yellow health card / health card or a card EU-sygesikringsbevis/Blå by clicking here
Doctor Change
EU Health Insurance Card / blue card
maternity health insurance texas
It can be extremely difficult to obtain; to find out your options, you really need to speak with an experienced health insurance broker. It's not totally impossible to obtain, but there are some qualifications and restrictions that aren't understood by many insurance applicants.
Why is maternity leave difficult to obtain? If you happen to be the beneficiary of group health insurance that has maternity leave as one of the benefits, then you are in fairly good shape. However, if you are searching for individual insurance, you're well aware that maternity leave often isn't covered under common insurance plans. Again it is not totally impossible to get, you just need to be aware of the parameters of your coverage. Coverage for maternity leave is difficult to obtain, as many insurance companies would prefer to decline offering this kind of benefit on an individual basis as opposed to a group medical insurance situation.
Employers are required to treat pregnant women the same as other workers who can't perform their usual work for a period of time. For example, if the boss allows a worker medical leave for a broken arm or pneumonia, pregnant women must get leave under the same terms and conditions. Leave of this nature is protected under the auspices of a federal act, the Family and Medical Leave Act (FMLA).
Health insurance. Everyone needs it, but not everyone has it. And with medical expenses on a seemingly endless rise, paying out-of-pocket for them could land you in the poor house. So when choosing a health insurance plan, it's good to know the basics to help you make better, more financially sound choices when selecting a plan.
Health insurance plans generally fall into one of three categories: indemnity plans, also known as reimbursement plans, preferred provider plans (PPOs), and managed care plans (HMOs).
An indemnity plan allows you to choose your own doctors and it completely pays for your medical expenses, either in full or according to a schedule of benefits. The schedule of benefits may be substantially less than your actual costs. Preferred provider plans and managed care plans can provide broader coverage, but they involve an arrangement between the insurer and a specified network of health-care providers. In addition, managed care plans require pre-approval of many health care services. For example, an HMO may require that a primary care physician in its network coordinate all of your care as well as refer you to specialists that belong exclusively to the network.
Note that the federal act does two things. First, it requires certain employers to provide parenting, family and medical leave for qualified employees. Second, it sets the cap for unpaid medical leave at a maximum of twelve weeks for qualified employees. The key is being qualified. A person must be working at a company with 50 or more workers, and must have worked there for at least one year and at least 1,250 hours during the year before taking leave.
No matter which kind of health insurance you buy, make sure it provides you with the right kinds of coverage. And when it comes to coverage, a good health insurance plan should offer several types. For example, hospital expense insurance pays room and board as well as incidental services costs if you're hospitalized. A surgical expense insurance covers surgeons' fees and all other related costs. A physicians' expense insurance policy pays for visits to a doctor's office or when a doctor's visits you in the hospital. Finally, major medical insurance offers very broad coverage with an extremely high maximum benefit that's designed to protect you against losses due to serious illness or injury.
So what might be covered in a health insurance plan? When comparing plans, make sure they provide additional benefits that you may need, including: o Prescription drugs o Preventive care o Mental health benefits o Maternity care o Vision care
This kind of leave does apply equally to men or women and covers situations like birth or adoption, acquiring foster children, taking care of a seriously ill family member or dealing with a serious health situation. Those using FMLA leave provisions are not entitled to the same benefits while on leave; however, benefits acquired prior to the leave stay with the employee.
To find out how an individual may apply for maternity leave benefits, as well as the qualifications and requirements, contact your local insurance broker for information.
And what can all this cost? In addition to the monthly premium expense, there may be other out-of-pocket expenses that can really add up, especially if you have children or other family members who make frequent visits a doctor. You should check to see if the health insurance plan you're considering asks you to pay any or all of the following: o Co-payment The amount paid for each visit to a health insurance provider. This is generally required by HMOs. o Deductible The amount paid toward your medical expenses, most probably annually, before the insurance company pays any claims. This is generally required by indemnity plans. o Coinsurance The percentage of your medical costs paid after reaching any applied deductibles.
Members Council Get The Health Insurance Rp500 Million in Indonesia
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I hope you good today ..........
now I will give information about board members in indonesia .................
Become a member of the board of the assured with all the facilities. As board members elected in the Legislative Elections (Pileg) April 9, they are directly included insurance by the Secretary of the Board of (Sekwan) Legislative Sidoarjo, although they have not been constituted.
Some 50 members of the DPRD Sidoarjo the period 2009-2014 will be quota to get health insurance to Rp10 million/person. Total budget for the insurance of Rp500 million, and is currently still in the process of tender will be conducted in the Legislative Secretariat Sidoarjo.
"Already there are allocations of funds for the new Board of health insurance this year," said sources in the Legislative Sidoarjo reluctant called his name.
The provision of health insurance has been allocated a budget for the insurance that is written in the 2009 budget. The provision of this insurance will be the first facility for the board members elected. In addition to insurance, the board members will provide clothing by the secretariat office. For other facilities will follow after constituted.
Legislative Secretary Sidoarjo Pono Subiyanto already confessed to the invitation to fly each caleg selected. Except for two caleg of the PDI Perjuangan still empty, because it still is in LP Delta Sidoarjo.
Letters have been distributed after the finished sign KPU decision date 17 May 2009 No 270/4040/KPU-SDA/V/2009 posted to the Legislative Sidoarjo. In a letter that reported the results of the determination KPUD acquisition candidates elected chair and members of the DPRD Kabupaten Sidoarjo 2009 election.
Zainul Lutfi, one selected from caleg recognize that PAN has received the invitation letter from the Secretariat of Legislative Sidoarjo. "We got the invitation for the uniform measure, but for others as an explanation of the Secretariat and Legislative Chairman of the DPRD not know," he said. (Abdul Rouf / Koran SI / Kem) i can This article is from OKEZONE.COM.
thank's for you...............................................................
Members Council Get The Health Insurance Rp500 Million in Indonesia
I hope you good today ..........
now I will give information about board members in indonesia .................
Become a member of the board of the assured with all the facilities. As board members elected in the Legislative Elections (Pileg) April 9, they are directly included insurance by the Secretary of the Board of (Sekwan) Legislative Sidoarjo, although they have not been constituted.
Some 50 members of the DPRD Sidoarjo the period 2009-2014 will be quota to get health insurance to Rp10 million/person. Total budget for the insurance of Rp500 million, and is currently still in the process of tender will be conducted in the Legislative Secretariat Sidoarjo.
"Already there are allocations of funds for the new Board of health insurance this year," said sources in the Legislative Sidoarjo reluctant called his name.
The provision of health insurance has been allocated a budget for the insurance that is written in the 2009 budget. The provision of this insurance will be the first facility for the board members elected. In addition to insurance, the board members will provide clothing by the secretariat office. For other facilities will follow after constituted.
Legislative Secretary Sidoarjo Pono Subiyanto already confessed to the invitation to fly each caleg selected. Except for two caleg of the PDI Perjuangan still empty, because it still is in LP Delta Sidoarjo.
Letters have been distributed after the finished sign KPU decision date 17 May 2009 No 270/4040/KPU-SDA/V/2009 posted to the Legislative Sidoarjo. In a letter that reported the results of the determination KPUD acquisition candidates elected chair and members of the DPRD Kabupaten Sidoarjo 2009 election.
Zainul Lutfi, one selected from caleg recognize that PAN has received the invitation letter from the Secretariat of Legislative Sidoarjo. "We got the invitation for the uniform measure, but for others as an explanation of the Secretariat and Legislative Chairman of the DPRD not know," he said. (Abdul Rouf / Koran SI / Kem) i can This article is from OKEZONE.COM.
mid teen health care insurance providers
The kind of coverage available with an insurance plan always depends on the insurance company from which you purchase the plan. Many supplemental health care insurance plans offer cash benefits and compensation for lost income. Some supplemental health care insurance plans even cover pre-existing conditions; pre-existing conditions are prevalent among seniors.
A PPO combines the benefits of fee-for-service with the features of an HMO. If patients use health care providers (doctors, hospitals, etc.)Private health care has continued parallel to the NHS, paid for largely by private insurance, but it is used by less than 8% of the population, and generally as a top-up to NHS services. There are many treatments that the private sector does not provide.
For example, health insurance on pregnancy is generally not covered or covered with restricting clauses.who are part of the PPO network, they will receive coverage for most of their bills after a deductible and, perhaps a copayment, is met.One of the major insurers, BUPA, excludes many forms of treatment and care that most people will need during their lifetime or specialist care most of which are freely available from the NHS.Some PPOs require people to choose a primary care physician who will coordinate care and arrange referrals to specialists when needed. Other PPOs allow patients to choose specialists on their own.
okey now i'm sory you don't understand with to article.......................................ohio health insurance
hey you....hey you.......heheheeh..Here's the good news. You live in Ohio, so your Ohio health insurance rates will be fairly low compared to most states.There are two free health insurance programs Healthy Families and Healthy Start. However a Ohio resident must qualify first.Ohio Health insurance Quotes.Healthy Families & Healthy Start are Medicaid programs that provide eligible Ohio families with comprehensive health coverage.
This means families get coverage for all of the following:mental health service,vision & dental care,substance abuse, immunizations,prescriptions, hospital care, doctor visitsand much more! Not only is this a great benefit package, but families who qualify for Healthy Families & Healthy Start will receive covered services at no cost.
Who Qualifies:Ohio residents with a social security number,U.S. citizens of Ohio,Ohio residents,Ohio residents who meet the financial requirements listed below.
Who is covered? Income Eligibility Guidelines Gross Monthly Income Gross Monthly Income Gross Monthly Income Gross Monthly Income Family Size 1 Family Size 2 Family Size 3 Family Size 4 Children (to age 19) 200% FPL $1,734 $2,334 $2,934 $3,534 Pregnant Women 200% FPL $1,734 $2,334 $2,934 $3,534 Families 90% FPL $780 $1,050 $1,320 $1,590
The following services are included in the plan: Community mental health services,Ambulance service,Chiropractic services (children only),Dental services, Community alcohol and drug addiction services,Home and community-based services waivers (restricted enrollment), Durable medical equipment,family planning services and supplie, Hospice, Home health services,Inpatient hospital services,Nurse-midwife, certified family nurse practitioner, and certified pediatric nurse practitioner services, Lab and X-ray services,Physical therapy, occupational therapy, and speech therapy,Nursing home care,Outpatient services, including Rural Health Clinics and Federally Qualified Health Centers (FQHCs), Vision care, including eyeglasse,Prescription drug,Physician services, Podiatry,Screening and treatment services to children under age 21 under the HEALTHCHEK (EPSDT) program,Transportation to medical appointment.
how about it?you like this?okey.i get information from EasyToInsureME.com.....thanks for you...
see you!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!The establishment of J Private Purchasing Cooperative For Health Insurance In Texas
Bit of explanation I may?
this day I will be posting on how to list on the cooperative health insurance in texas.
As stated by Texas Department of Insurance, the Texas legislature set three bills that allow small businesses to form cooperatives for the purchase of employer health benefits plans in the Dallas, Houston and throughout Texas. They are three types of cooperative purchasing cooperative is private under state law.Texas Insurance Code Chapter 1501, Subchapter B he has to provide the formation of Purchasing Cooperatives.Two of the three has special characteristics, for clarity, we will refer to the broader category of "private purchase of the cooperative."
form a cooperative? here there are some who can establish cooperative health insurance cooperatives.
Two or more small employers in May formed a small employer health coalitions. Each person - other than the health service - can form a health group cooperative. A health service that helps in May sponsoring entity formed cooperatives.A health group cooperative must have at least ten companies that participate.
How do I start a cooperative? sure what you are confused how to start a cooperative.
All three types of purchasing cooperatives to be formed as a non-profit corporation.For more information on how to form a non-profit company, you should consult with the Texas Secretary of State, especially Filing Guide for Business and Non-Profit Association.
Texas Insurance Code Chapter 1501, Subchapter B provides for the establishment of Purchasing Cooperatives.Small business entrepreneurs interested in the help form or join a company with a small health coalition also should consider contacting their insurance agent or one of the small companies that have health koalisi,how continue?Once the cooperative has received a certificate of incorporation or certificate of authority of the Secretary of State, the cooperative must file that document and the document with the cooperative organization Texas Department of Insurance. Address for filing documents is: Filings Intake Division, Mail Code 106-1E, Texas Department of Insurance, PO Box 149104, Austin, Texas 78714-9104.
sorry if you are not yet satisfied with my post, hopefully it can be understood.
thanks.
The Government Health Insurance Commercial
According to Sofyan, in front of Health this will be the reference for the public policy of health services at the same time prevent the incessant doctors' wanton 'in Indonesia. community the more we take the medicine. This part of the doctors mistake 'wanton', "he said
Sofyan explain in Health will provide health services on state-owned-owned. For state-owned enterprise that does not provide health services for employees required to be submitted in Health. "This can control the environment in health care financing state-owned," accuse him.
In Health the number of customers at this time reached 30 million. If the customer is able to increase to 100 million only, in the Health insurance will be the largest in Indonesia.
Customer In Health consists of several categories such as Platinum, Gold and Silver. "To expect the card in front of Health can also cover overseas. Based on information from the Ambassador of us abroad, the cost of treatment in which they served quite expensive. If they have any in Health can be a health cost," said the Minister.
"In this era when OBAMA, U.S. Government reformer to make its health system. Cost of health issued U.S. Government reached 7% of its GDP. Therefore, we have first developed mengantisipasinya with commercial health insurance....
okey thank's for you...........................
The social insurance system
This week I want a little post for you. about the social insurance system in Japan.
1. The social insurance system
System that guarantees the life of the people entering the system of insurance and a family illness, injury disability, death, old age, unemployment.
Social insurance system divided into 'shakai hoken' (social insurance), 'rodo hoken' (employment insurance), under the 'kosei rodo sho' (Ministry of Health Labor and Welfare).
'Shakai hoken' (social insurance) there are two, namely 'iryo hoken' (medical insurance) [ 'shakai kenko hoken' (social insurance), 'kokuminkenkouhoken' (national health insurance and 'kaigo hoken' (care insurance)] and ' nenkin hoken '(pension insurance) [' kosei nenkin hoken '(prosperity pension insurance),' kokumin nekin '(national pension)].
'rodo hoken' (employment insurance) there are two, namely 'rodosha saigai hosho hoken' (disaster insurance replacement workers) and 'koyo hoken' (placement of insurance).
Please read a detailed article about the 8-7 social insurance and labor insurance.
2. Social insurance
Social insurance is a system that provides medical insurance benefits and medical benefits to create stability, life, time, workers and their families fall ill or get injured. Office after the procedure to enter the insurance premium insurance, workers and business owners are together.
(Where the questions in Hyogo Province)
1. Bureau of social insurance Hyogo 078-291-5201
2. Office social insurance Sannomiya 078-332-5761
3. Suma social insurance Office 078-731-4381
4. Social insurance Higashinada Office 078-811-8221
5. social insurance Hyogo Office 078-577-0055
6. Office social insurance Himeji 0792-24-6361
7. social insurance Amagasaki Office 06-6482-1631
8. Office social insurance Akashi 078-912-4916
9. Office social insurance Nishinomiya 0798-33-1285
10.Office social insurance Kakogawa 0794-27-4511
11.Office Toyooka, social insurance bureau Hoyogo 0796-22-3196
Note:
To ask the city government offices, social insurance office and the cooperative health insurance with the translators who can communicate in Japanese language well.
thank you came in my blog hopefully can help.